The Virtuous Collective is a financial planning company that was founded by Bryce Jenkins in 2008. From 2008 to 2019 Bryce was also practicing as a mortgage broker. During his 11 years as a mortgage broker, Bryce specialised in tax effective finance structures for property investment and debt reduction. Despite no longer offering credit advice, Bryce’s experience in mortgage broking is a huge asset to the business. Our business focus is now primarily on our true passion, which is quality advice around superannuation, insurance and retirement planning.
In Australia, we have a very unfortunate problem – we are very rich in our working lives, but we are very poor in retirement. In fact, 8 out of 10 Australians retire on less than $50,000 per year and most of us won’t even own our homes outright, carrying debt and financial burden into retirement. Furthermore, the maximum Age Pension, if you qualify, is far less than what it costs to live comfortably. Our mission is to help hard working Mums & Dads avoid this fate through quality financial planning that is easy to understand and cost-effective.Get in touch